Every official act of the Commissioner is subject to what?

The statement that every official act of the Commissioner is subject to review in accordance with law reflects the principle of administrative oversight and due process. This ensures that the actions taken by the Commissioner are not only legitimate but also adhere to established regulatory frameworks and laws governing mortgage lending in California.

Such review is crucial as it provides an avenue for accountability, allowing affected parties or stakeholders to challenge or seek clarification on the Commissioner’s decisions, thus protecting the integrity of the regulatory process. It also reinforces compliance with legal standards and helps maintain public trust in the Commissioner’s authority and actions.

The other choices do not accurately represent the binding procedural framework for the Commissioner’s actions. Immediate enforcement lacks the necessary checks and balances provided by a review process. Public announcement may not be required for every official act, as some actions can be internal or confidential in nature. Voluntary oversight does not ensure compulsory adherence to legal standards in the same way that mandated reviews do.