The DOC administers which of the following laws?

The Department of Financial Protection and Innovation (DFPI), previously known as the Department of Corporations (DOC), is responsible for administering specific financial laws in California, particularly those that pertain to lending and mortgage practices. The Finance Lenders Law and the Residential Mortgage Lending Act fall under this category, as they govern the licensing and regulation of finance lenders and mortgage professionals within the state.

These laws are vital because they ensure that lenders operate fairly and transparently, protecting consumers from predatory lending practices. The Finance Lenders Law specifically focuses on the regulation of non-bank lenders, while the Residential Mortgage Lending Act provides additional oversight for those involved in offering residential mortgage loans. By overseeing these laws, the DOC plays a critical role in maintaining the integrity of the lending process in California.

In contrast, other laws mentioned in the options, such as the Business and Professions Code, the Real Estate Law, and the Consumer Protection Law, although significant in their domains, are administered by different regulatory bodies or cover broader areas outside the specific scope of mortgage lending that the DOC handles.