What action can the Commissioners take against a mortgage lender for violations of state laws?

The action that the Commissioners can take against a mortgage lender for violations of state laws includes reporting those violations to the Nationwide Multistate Licensing System (NMLS). The NMLS serves as a system for mortgage regulators to track and manage the licensing and regulation of mortgage lenders, and reporting violations helps maintain oversight and enforcement of regulatory standards. This ensures that mortgage lenders adhere to required laws and regulations, thereby protecting consumers and the integrity of the mortgage lending industry.

The other options involve different actions that are not applicable in the context of regulatory enforcement against violations. Imposing promotional advertisements and conducting public seminars on compliance may serve educational purposes but do not directly address violations. Providing immunity from fines would undermine the enforcement of laws and regulations, which is contrary to the Commissioners' responsibilities to ensure compliance among mortgage lenders.