What document must an applicant or licensee submit to dispute information maintained by the NMLS?

The correct answer involves submitting a written request to the Commissioner as the appropriate procedure for disputing information maintained by the Nationwide Multistate Licensing System (NMLS). This process ensures that there is a formal channel through which discrepancies in the data can be addressed officially and adequately, allowing for proper documentation and review.

Submitting a written request indicates a serious approach to disputing inaccuracies, ensuring that the Commissioner has a clear understanding of the concerns raised by the applicant or licensee. This method also allows for a formal record of the dispute, which can be important for both the licensee and the regulatory authority.

Other options, such as a formal application for correction, may not be recognized as the necessary procedure, while an oral statement to the local office lacks the official documentation needed to support a dispute. Using an electronic form through the NMLS website may also not align with the specific requirement to submit a request directly to the Commissioner, as the system may not be designed for handling direct disputes in that manner. Therefore, the requirement for a written request is critical in maintaining the integrity and accuracy of the information maintained by the NMLS.