What information does a borrower typically need to provide for a mortgage application?

A borrower typically needs to provide a variety of information to complete a mortgage application, including their social security number and job history. The social security number is crucial for lenders to verify the borrower's identity and pull their credit report, which helps assess creditworthiness. Job history provides insight into the borrower’s employment stability and income reliability, which are essential factors in determining their ability to repay the mortgage.

In contrast, focusing solely on credit card information, past bank statements, or asset documentation would not provide a comprehensive view needed for a mortgage application. Each of these other choices lacks the necessary details about the borrower’s identity and employment that are fundamental for lenders in evaluating their overall financial situation for a loan approval.