What must applicants provide if they are using a fictitious business name?

When applicants are using a fictitious business name, they are required to provide a copy of the Certificate of Filing and Proof of Publication. This documentation is essential as it verifies that the fictitious name has been registered appropriately in compliance with state laws. The Certificate of Filing serves as official evidence that the fictitious name has been filed with the appropriate regulatory body, while Proof of Publication ensures that the business name has been publicly advertised, as required by California law, to inform the public about the name under which the business will operate.

Providing this documentation helps ensure transparency and compliance within the marketplace. Having these records on hand demonstrates to lenders and other stakeholders that the business is legitimate and recognized legally, which is crucial in the mortgage lending industry where the integrity of the business operations is paramount. Understanding this requirement aids applicants in properly navigating the legal obligations tied to using a fictitious business name in California.