Which actions fall under making a residential mortgage loan?

Making a residential mortgage loan primarily involves the financial aspects of lending, particularly those actions directly associated with the creation and administration of a loan itself. Processing, underwriting, or advancing one’s own funds directly relates to the fundamental activities involved in lending.

Processing refers to the management and preparation of loan applications, underwriting involves assessing creditworthiness and determining the risk of lending to a borrower, and advancing funds is the act of disbursing the loan amount to the borrower. Each of these components is integral to the mortgage lending process, which is why this option is the most aligned with making a mortgage loan.

In contrast, the other options involve different aspects of the real estate process that do not directly pertain to the act of lending. Providing investment analysis pertains more to financial advising rather than loan creation. Conducting property appraisals relates to valuing a property but is not involved in the actual lending process itself. Marketing residential properties is focused on selling homes rather than financing them, thus not falling under the residential mortgage loan category.