Which division includes the Audit Division and the Legal Division?

The Audit Division and the Legal Division are components of the Enforcement Division, which is responsible for overseeing compliance and ensuring that mortgage lenders adhere to state and federal laws. This division plays a crucial role in investigating potential violations and enforcing regulations within the mortgage lending industry. By encompassing both audit and legal functions, the Enforcement Division effectively monitors lending practices, conducts investigations, and takes appropriate actions against any violations.

The other options refer to different aspects of regulatory oversight. The Subdivisions Division typically focuses on the regulation of various housing developments rather than the enforcement of mortgage lending laws. The Financial Services Division usually oversees financial institutions from a broader perspective, focusing on their overall operation rather than specifically monitoring compliance issues within the mortgage lending industry. The Compliance Division, while involved in ensuring that laws and regulations are followed, does not specifically include both the Audit and Legal Divisions as part of its structure. Thus, the correct association of the Audit and Legal Divisions is with the Enforcement Division, highlighting its comprehensive approach to maintaining regulatory compliance within mortgage lending.